Who can apply for a loan?
Anyone who is a salaried employee with a minimum monthly income of ₹30,000 (₹40,000 for metro cities) and has a credit score above 700 can apply.
How much loan amount can I get?
You can get a personal loan ranging from ₹50,000 to ₹50 Lakhs, depending on your eligibility.
How long does it take to get loan approval?
Loan approval is quick, and you can get the amount credited to your account within 24 hours after document verification.
What is the interest rate on personal loans?
The interest rate varies between 10.5% to 17%, depending on your credit score, income, and lender policies.
What are the repayment options available?
You can repay the loan in EMIs ranging from 12 to 72 months based on your financial convenience.
Do I need to provide any collateral?
No, personal loans are unsecured loans, meaning you don’t need to provide any collateral.
What documents are required to apply for a loan?
You need:
✅ Identity Proof – PAN Card, Aadhaar Card, Passport, Voter ID, Driving License
✅ Address Proof – Aadhaar Card, Electricity Bill, Gas Bill
✅ Income Proof – Last 3 months' salary slips & bank statements
Is there any processing fee?
Yes, processing fees range from 1% to 2% of the loan amount. Stamp duty charges of ₹500 also apply.
How can I check my loan eligibility?
You can check your eligibility by filling out our online application form and submitting basic details like salary, credit score, and work experience.
How do I apply for a loan?
Simply click on the "Apply Now" button, enter your details, submit the required documents, and get quick approval.
Why Choose Us?
✔ Instant Loan Approval – Money in your account within 24 hours
✔ Lowest Interest Rates – Competitive rates in the market
✔ 100% Online Process – No need to visit a bank
✔ No Hidden Charges – Full transparency