1. Introduction
Welcome to Loan Buddy Solutions. By using our services, you agree to comply with these Terms and Conditions. Please read them carefully before applying for any loan.
2. Eligibility
You must be at least 18 years old to apply for a loan.
You must be a resident of India with a valid identity and address proof.
You must meet our income and credit score criteria as defined in our loan policies.
3. Loan Terms
Loan amounts range from ₹10,000 to ₹50,00,000, subject to approval.
Interest rates vary between 10.5% and 17% APR, depending on the applicant’s credit profile.
Loan tenure can range from 12 months to 84 months.
Repayments must be made as per the EMI schedule provided at the time of loan approval.
4. User Responsibilities
Users must provide accurate and truthful information in the application process.
Any falsification of documents or misrepresentation can lead to rejection or legal action.
Users must ensure timely repayment of loans to avoid penalties.
5. Privacy & Data Protection
We collect and store customer information securely, adhering to applicable data protection laws.
User information is used only for loan processing, verification, and service improvements.
We do not sell or share personal information with third parties without user consent, except as required by law.
6. Fees & Charges
Processing Fee: 1% - 2% of the loan amount.
Late Payment Charges: Applicable as per loan agreement.
Prepayment Penalty: As per RBI guidelines and lender policies.
7. Disclaimers & Liabilities
Loan Buddy Solutions does not guarantee loan approval and reserves the right to reject applications based on internal assessments.
We are not responsible for financial decisions made by users based on our services.
Users must read and understand the terms before proceeding with a loan application.
8. Service Termination
Loan Buddy Solutions reserves the right to terminate or suspend services if a user violates these Terms and Conditions.
Misuse of services or fraudulent activities will lead to immediate action and legal consequences.
9. Dispute Resolution
In case of any disputes, users may contact our Grievance Redressal Cell for resolution within 5 working days.
All legal proceedings shall be governed by the laws of India and subject to the jurisdiction of New Delhi courts.
10. Contact Information
For any questions regarding these Terms & Conditions, please contact us:
📩 Email: grievance@quickdhaniloan.com
📞 Call: +91
📍 Address: A-2, First Floor, Kirti Nagar, New Delhi-110015
By using our services, you acknowledge that you have read, understood, and agree to these Terms & Conditions.